446. 張三將愛車投保汽車車體損失險後，因颱風季節到來，又到保險公司投保颱風、地震、海嘯、冰雹、洪水或因雨積水附加條款，颱風季節過後，張三想單獨退保颱風、地震、海嘯、冰雹、洪水或因雨積水附加條款，其保險費如何計算？
(A)按日數比例
(B)按短期費率
(C)不予退費
(D)按當事人雙方約定

43.張三將愛車投保汽車車體損失險後，因颱風季節到來，又到保險公司投保颱風、地震、海H肅、冰賓、洪水或因雨積水附加條款，颱風季節過後，張三想單獨退保颱風、地震、海嘯、冰賓、洪水或因雨積水附加條款，其保險費如何計算? (A)按日數比例(B)按短期費率(C)不予退費(D)按當事人雙方約定。

447. 汽車保險契約如經保險人通知而終止，其未到期之保險費應如何處理？ (A)依短期保費計收 (B)依日數比例計收 (C)依雙方約定金額計收 (D)不須收取

448. 要保人或被保險人明知而故意不通知或意圖不當得利而為之複保險者，則該保險契約應如何？ (A)有效 (B)終止 (C)停止 (D)無效

449. 住院醫療費用保險金之給付於被保險人不以全民健康保險之保險對象身分住院診療；或前往不具有全民健康保險之醫院住院診療者，致各項醫療費用未經全民健康保險給付，保險公司可依被保險人實際支付之各項費用打折給付，其最低百分比為？ (A)50% (B)65% (C)70% (D)75%

450. 健康險中所謂 URC 條款是指？ (A)非必要治療條款 (B)一般合理且習慣收費費用條款 (C)醫療條件認定條款 (D)不可撤銷條款

1. In order to produce human insulin in bacteria what must be done first?(A) Human insulin protein is purified from the bacteria.(B) The bacterial insulin gene must be cloned.(C) The human insulin gene must be transformed into bacteria.(D) The human insulin gene must be cloned.(E) Bacteria containing the human insulin gene are grown.

2. If a plasmid lacks an origin of replication which of the following will happen when it is transformed into bacteria? (A) Bacteria containing the plasmid will not be able to grow in the presence of antibiotics. (B) As the bacteria divide they will lose the plasmid. (C) There will not be regions to clone genes into the plasmid. (D) The plasmid will not be useful in producing a protein because it lacks an RNA polymerase binding site. (E) The plasmid cannot be cut with restriction enzymes.

3. Which of the following statements is TRUE of restriction enzymes?(A) they are not naturally produced by bacteria, but are bioengineered by humans(B) they cleave DNA only at sites of adjacent thymine bases(C) they cut at random sites within a genome(D) there are less than 10 restriction enzymes known(E) they protect bacterial cells from invasion by foreign DNA

4. In a mouse, the axis that determines the body pattern from the nose to the tip of the tail is(A) dorso-ventral(B) antero-posterior(C) right-left(D) tip-tip(E) radial-medial

5. How is a typical prokaryotic genome similar to a eukaryotic genome?(A) both are composed of DNA packaged in the nucleus(B) both are composed of double-stranded DNA(C) both are composed of circular chromosomes(D) both are composed of multiple, linear chromosomes(E) both contain chromosome with a single origin of replication

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