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### 四、充滿字測驗【請依照段落上下文,選出最適當的答案】 Recently stock investing has become a popular trend among many people. Some buy stocks because they want to make extra money, 21 others do it because their friends or coworkers are talking about it. However, investing is not the same as saving money in a bank. Stock prices may 22 in a short time, and investors may lose money if they make decisions too quickly. Therefore, people should learn basic financial knowledge before they enter the market. Many new investors often follow online discussions or social media posts. Although this information may be useful, it is not always 23. Investors should not buy a stock only because someone on the Internet says it will go up. Rather, they should try to understand the companies they invest in and 24 putting all their money into one stock. They should also think carefully about their own financial situation before making investment decisions. In a word, people should remain 25 and make choices based on knowledge, not someone else's words. | 【1】21. ① while | ② with | ③ for | ④ where | | --- | --- | --- | --- | | 【4】22. ① wait and see | ② win or lose | ③ live or die | ④ rise or fall | | 【2】23. ① generous | ② reliable | ③ convenient | ④ automatic | | 【3】24. ① choose | ② expect | ③ avoid | ④ enjoy | | 【2】25. ① gentle | ② calm | ③ healthy | ④ silent |

第一題:【短文寫作】 《伊索寓言》有個故事,大意是:一對父子牽驢子到鎮上賣,聽路人說:「有驢不騎,真是愚蠢!」父 親因此讓兒子騎驢。隨即有路人說:「兒子享受,真沒分寸!」於是兩人一起騎驢。但又有路人說:「虐待動 物,真是殘忍!」最後兩人扛著驢子走,惹來鎮民嘲笑。 採用別人的意見,有時被譽為「虛心納諫」,有時卻被斥為「盲從」;採用自己的意見,有時被認為「有 主見」,有時又被說是「固執己見」。到底該採用自己的意見?或者別人的意見?總會有許多因素影響判斷。 請寫一篇約 400 字的短文,就「該採用自己的意見?或別人的意見?」敘述您的經驗與體會。【50 分

2. 請比較「工作記憶 (Working Memory)」與「長期記憶 (Long-term Memory)」在學習歷程中的功能差異,並說明教師可以採取哪些教學策略,以減少工作記憶負荷並促進知識進入長期記憶。

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32、 ( ) 陳經理目前擬申請退休,假設其退休金可選擇一次領取(給付基數為 40 個月)或採年金方式給付(生存時每年年底給付退休當時年薪 40%),在年投資報酬率 6%下,若陳經理選擇一次領取方式,則其退休後預估餘命應最多幾年才划算?(取最接近值) (A) 16 年 (B) 14年 (C) 12年 (D) 10年

24. 有關流動比率及速動比率,以下敘述何者錯誤? (A)是用以衡量短期償債能力的分析工具 (B)速動資產包括現金、銀行存款、應收帳款、存貨等流動資產,但不包括預付費用 (C)以該兩指標衡量短期償債能力時,也必須瞭解流動資產的變現性 (D)以該兩指標衡量短期償債能力時,也必須瞭解短期金融負債佔流動負債的比例

30. The situation isn’t ideal, but it’s for sure better than _____. (A) that it could be (B) it could (C) could it be (D) it could have been

31. (A) efficiency (B) tendency (C) stamina (D) plainness

5 依地方制度法規定,下列何者之自治條例,得就違反地方自治事項之行政業務者,規定處以罰鍰? (A)臺東市 (B)彰化市 (C)嘉義市 (D)宜蘭市

6 關於行政機關管轄之敘述,下列敘述何者正確? (A)國防大學學校教師評審委員會,為受託行使公權力決定教師升等之團體 (B)缺乏事務管轄權限之行政處分,仍為有效 (C)上級機關依法將其權限之一部委由所屬下級機關行使者,為委託,管轄權已變動 (D)地方自治團體得依自治條例相關規定,將自治事項一部分委任所屬機關辦理