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40.有關銀行經營信託業務之風險管理,下列敘述何者錯誤? (A)本國銀行總行應設置信託業務專責部門,該專責部門及其分支機構均得負責信託財產之管理、運用及處分 (B)信託業務之會計應整併於信託帳處理 (C)銀行辦理信託業務,專責部門之營業場所應與銀行其他部門區隔 (D)信託業務與銀行其他業務間之共同行銷、資訊交互運用等不得有利益衝突之行為

33.(A) Another crucial factor is a society’s immigration diversity. (B) Various factors have thus contributed to the phenomenon of smiling. (C) For most of recorded human history, the open smile has been deeply unfashionable. (D) A genuine smile indicates contentment, while a forced smile suggests underlying distress. (E) In fact, there is a well-known Russian proverb that goes, “Smiling with no reason is a sign of stupidity.”

34.(A) Another crucial factor is a society’s immigration diversity. (B) Various factors have thus contributed to the phenomenon of smiling. (C) For most of recorded human history, the open smile has been deeply unfashionable. (D) A genuine smile indicates contentment, while a forced smile suggests underlying distress. (E) In fact, there is a well-known Russian proverb that goes, “Smiling with no reason is a sign of stupidity.”

7 關於民主制度,下列敘述何者錯誤? (A)我國憲政體制,以直接民主為原則 (B)保障言論自由,有助於民主之實現 (C)民選之立法委員代表人民行使立法權,符合間接民主之內涵 (D)國家重大政策爭議,以公民投票方式決定,仍符合憲法主權在民之意旨

30 年金給付制度包括確定提撥制、確定给付制,有關二者之比較,下列何者正確? (A)確定提撥制較能實現「世代互助」 (B)在請領退休金時,確定提撥制較容易受到物價變動的影響 (C)確定给付制較能預防少子女化所帶來的財政衝擊 (D)考量政府財政負擔,現今世界各國的趨勢多提倡確定给付制

31 下列途徑中,何者對於我國行政中立目標的落實比較無法產生直接作用? (A)貫徹黨政分離 (B)強化文官保障 (C)確保功績制度 (D)落實職務輪調